The rules of the road.

1. Nature of Service

ApeitWallet is a non-custodial cryptocurrency wallet. This means you retain full control of your private keys and digital assets at all times. ApeitWallet does not have access to, or custody of, your funds. You are solely responsible for the security of your private keys, recovery phrases, and any transactions you initiate through the Service.

2. Third-Party Integrations

The app may integrate with third-party decentralized exchange (DEX) protocols and aggregators, including but not limited to:

• Jupiter Aggregator (Solana) – https://station.jup.ag/docs
• 1inch API (multi-chain) – https://portal.1inch.dev/
• Uniswap Protocol (Ethereum + supported networks) – https://docs.uniswap.org/

All swap and exchange transactions are executed directly on-chain via these third-party protocols. ApeitWallet does not provide or operate exchange services and is not responsible for the availability, functionality, or legality of these third-party services.

3. No Custody or Exchange Services

In respect of its non-custodial wallet and on-chain trading features, ApeitWallet does not:

• Hold or manage user funds
• Act as an exchange, broker, or financial institution
• Take custody of your private keys or recovery phrase
• Execute trades on your behalf or exercise discretion over your assets

Fiat on-ramp and off-ramp transactions and payment card services are separate, optional features provided together with regulated third-party partners. Where you use them, those partners process the fiat leg of the transaction and apply their own identity verification, terms, and limits. These features do not alter the non-custodial nature of your wallet.

You are solely responsible for managing your private keys, wallets, and transactions.

4. AML/KYC Responsibility

The core wallet and trading features of ApeitWallet are non-custodial. Using them requires no identity verification, and we do not collect identity information or monitor transactions in connection with them. Certain optional services — including fiat on-ramp and off-ramp transactions and payment card services — are provided together with regulated third-party partners and do require identity verification (KYC). Where you choose to use those services, identity information is collected and processed by us and/or those partners as described in our Privacy Policy. You remain responsible for complying with any anti-money laundering (AML), counter-terrorist financing (CTF), and know-your-customer (KYC) obligations that may apply in your country of residence.

By using ApeitWallet, you agree to use the app in compliance with all applicable laws and regulations, including but not limited to:

• Anti-money laundering laws
• Counter-terrorist financing regulations
• Tax reporting requirements
• Securities laws and regulations
• Any other applicable financial regulations

5. User Responsibility

You acknowledge and agree that:

• All transactions initiated through ApeitWallet are irreversible
• You are solely responsible for safeguarding your private keys and recovery phrases
• You are responsible for verifying all transaction details before confirmation
• You understand the risks associated with cryptocurrency and blockchain technology
• ApeitWallet shall not be liable for any loss of funds, unauthorized access, or misuse of the app
• You will not use the Service for any illegal or unauthorized purpose
• You are of legal age to enter into this agreement in your jurisdiction

6. Risk Disclosure

Risks include but are not limited to:

• Volatility and potential loss of value
• Technical failures and network congestion
• Regulatory changes and legal uncertainty
• Cybersecurity risks and potential hacks
• Loss of private keys or recovery phrases
• Smart contract vulnerabilities

7. Intellectual Property

The Service, including its original content, features, and functionality, is owned by ApeitWallet and is protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices. As a non-custodial wallet, we do not collect or store your private keys, recovery phrases, or transaction data.

9. Disclaimers and Limitations of Liability

In no event shall ApeitWallet be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless ApeitWallet and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the Republic of South Africa, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the South African courts in respect of any dispute arising out of or in connection with these Terms. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

14. Contact Information

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.